Recently, I learned just how difficult applying for private health insurance can be in the United States. I was going off my group health insurance and needed private coverage. Through the assistance of my insurance agent, I completed the initial online application in less than an hour.

That was the easy part.

A week after completing the application, I got a follow up call to my application from the “medical department” of the company. I was told this was to verify some of the information on my application.

And here’s where things got a bit rough.

The woman who interviewed me wanted VERY detailed information on medical claims. Since the specific details she wanted were in my doctor’s medical records, not at home, I was unprepared for her questions. I made every effort to be helpful, but the call rapidly became an unfriendly interrogation. » Read more: Applying For Private Health Insurance – 10 Things You Should Know!